The first person I spoke to over phone explained the process really well. Everything was very easy. I just had to log on to do a few things, there was not too much paper work, and I did not have to go to their office really at all. Also, they were good about responding to any issues or questions I had.

Going through this process, you find that things change, and the professionals at Halo Debt Solutions are easy to talk to. They explain what is going on. I am actually happy with them. We are now in the process of negotiating to get out of our debt situation earlier than I anticipated.